:root {--ws-radius-full: 9999px;--ws-accent: rgba(245,158,11,1);--ws-radius-xl: 1rem;--ws-shadow-md: 0 4px 6px -1px rgba(0,0,0,0.1);--ws-text: #111827;--ws-header-h: 96px;--ws-success: #10b981;--ws-surface: rgb(255,255,255);--ws-primary: #1e40af;--ws-surface-dark: rgb(31,41,55);--ws-radius-lg: 0.75rem;--ws-shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.1);--ws-shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.1);--ws-success-dark: #059669;--ws-maxw: 1280px;--ws-text-inverse: rgba(255,255,255,1);--ws-primary-dark: #1e3a8a;--ws-text-dim: #4b5563;--ws-radius-md: 0.5rem;--ws-surface-alt: #f3f4f6;--ws-shadow-sm: 0 1px 2px 0 rgba(0,0,0,0.05);--ws-border: #e5e7eb}

*, *::before, *::after { box-sizing: border-box; }
html, body {max-width: 100%;width: 100%;overflow-x: clip;outline-offset:0;pointer-events:auto;isolation:auto}
html {font-size: 16px;scroll-behavior: smooth}
body.ws-body {padding: 0;line-height: 1.6;font-family: -apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;padding-top: var(--ws-header-h);background: var(--ws-surface);font-size: 1rem;margin: 0;color: var(--ws-text)}
img {height: auto;max-width: 100%;display: block}
a {color: var(--ws-primary);text-decoration: none}

.ws-wrap {padding: 0 1rem;margin: 0 auto;max-width: var(--ws-maxw);width: 100%}
@media (min-width: 640px) { .ws-wrap { padding: 0 1.5rem; } }
@media (min-width: 1024px) { .ws-wrap { padding: 0 2rem; } }


.ws-btn {border-radius: var(--ws-radius-lg);text-decoration: none;transition: all 0.2s;justify-content: center;border: none;cursor: pointer;font-weight: 600;text-align: center;align-items: center;padding: 0.75rem 2rem;display: inline-flex;font-size: 1rem}
.ws-btn--ghost {color: var(--ws-primary);background: transparent;border: 2px solid var(--ws-primary)}
.ws-btn--ghost:hover {transform: translateY(-2px);color: rgba(255,255,255,1);background: var(--ws-primary)}
.ws-btn--gold, .ws-btn--primary {background: var(--ws-primary);color: rgb(255,255,255)}
.ws-btn--gold:hover, .ws-btn--primary:hover {transform: translateY(-2px);box-shadow: var(--ws-shadow-lg);background: var(--ws-primary-dark)}
.ws-btn--success {color: rgba(255,255,255,1);background: var(--ws-success)}
.ws-btn--success:hover {transform: translateY(-2px);background: var(--ws-success-dark);box-shadow: var(--ws-shadow-lg)}
.ws-btn--accent {color: var(--ws-text);background: var(--ws-accent)}
.ws-btn--hero {font-size: 1.125rem;padding: 1rem 2rem}
.ws-btn--lg {font-size: 1.25rem;padding: 1.25rem 2.5rem}


.ws-header {position: fixed;border-bottom: 1px solid var(--ws-border);backdrop-filter: blur(10px);box-shadow: 0 2px 12px rgba(0,0,0,0.08);top: 0;width: 100%;z-index: 1000;left: 0;right: 0;background: rgba(255,255,255,0.97);transition: box-shadow .25s ease}
.ws-header--scrolled {box-shadow: 0 4px 20px rgba(0,0,0,0.12);background: rgba(255,255,255,0.99)}

.ws-nav {position: relative;align-items: center;padding: 0.75rem 0;grid-template-columns: auto auto 1fr auto;gap: 0.5rem;display: grid}
.ws-nav__logo-wrap {grid-column: 1;min-width: 0}
.ws-nav__logo-wrap img {object-fit: contain;height: 80px;display: block;width: 80px}
.ws-logo-text {color: var(--ws-primary);font-weight: 800;font-size: 1.4rem}
.ws-nav__toggle {flex-shrink: 0;padding: 0.5rem;align-items: center;position: relative;z-index: 1002;min-height: 44px;grid-column: 2;border: none;justify-content: center;display: flex;flex-direction: column;background: none;min-width: 44px;cursor: pointer;gap: 4px}
.ws-nav__toggle-bar {background: var(--ws-text);transition: all .15s;width: 24px;height: 2px}
.ws-nav__toggle.ws-is-active .ws-nav__toggle-bar:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.ws-nav__toggle.ws-is-active .ws-nav__toggle-bar:nth-child(2) { opacity: 0; }
.ws-nav__toggle.ws-is-active .ws-nav__toggle-bar:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
.ws-nav__menu {padding: 1rem;box-shadow: var(--ws-shadow-lg);display: none;background: var(--ws-surface);overflow-y: auto;right: 0;flex-direction: column;position: absolute;left: 0;border-bottom: 1px solid var(--ws-border);gap: 0;top: 100%;-webkit-overflow-scrolling: touch;z-index: 1001;max-height: calc(100vh - var(--ws-header-h))}
.ws-nav__menu.ws-is-active { display: flex !important; }
.ws-nav__menu a {padding: 0.75rem;display: block;color: var(--ws-text-dim);border-bottom: 1px solid var(--ws-border);font-weight: 500;white-space: nowrap}
.ws-nav__menu a:last-child { border-bottom: none; }
.ws-nav__menu a:hover, .ws-nav__link--active {color: var(--ws-primary);background: var(--ws-surface-alt)}
.ws-nav__ctas {gap: 0.75rem;grid-column: 4;display: flex;flex-shrink: 0;margin-left: 0;justify-self: end}


@media (min-width: 1025px) {
  .ws-nav__menu {max-width: 100vw;padding: 1.5rem clamp(1rem, 3vw, 4rem);width: 100%;margin: 0;max-height: calc(100vh - var(--ws-header-h));position: fixed;background: var(--ws-surface);border-bottom: 1px solid var(--ws-border);left: 0;height: auto;right: 0;box-shadow: var(--ws-shadow-lg);top: calc(var(--ws-header-h) + env(safe-area-inset-top, 0px));bottom: auto}
  .ws-nav__menu.ws-is-active {display: grid !important;align-items: stretch;gap: 0.75rem;grid-template-columns: repeat(5, minmax(0, 1fr))}
  .ws-nav__menu a {border-bottom: none;justify-content: center;align-items: center;text-align: center;padding: 0.75rem 0.5rem;display: flex;min-height: 48px;border: 1px solid var(--ws-border);border-radius: var(--ws-radius-md)}
  .ws-nav__menu a:hover {background: var(--ws-surface-alt);border-color: var(--ws-primary);color: var(--ws-primary)}
}


@media (max-width: 1024px) {
  .ws-nav__logo-wrap img {height: 64px;width: 64px}
  .ws-nav__ctas {max-width: 100%;min-width: 0;gap: 0.25rem;padding-left: 0.5rem}
  .ws-nav__ctas .ws-btn {min-width: 0;font-size: 0.75rem;flex-shrink: 1;white-space: nowrap;padding: 0.45rem 0.65rem}
  .ws-nav__menu {margin: 0;padding: calc(var(--ws-header-h) + env(safe-area-inset-top, 0px) + 2rem) 1rem 3rem;z-index: 1001;top: 0;height: 100vh;height: 100dvh;background: var(--ws-surface);box-shadow: none;width: 100%;bottom: 0;position: fixed;overflow-y: auto;border-bottom: none;max-height: none;left: 0;right: 0}
  .ws-nav__menu.ws-is-active {flex-direction: column;display: flex !important}
  .ws-nav__menu a {padding: 1rem 0.75rem;width: 100%;font-size: 1rem;border-bottom: 1px solid var(--ws-border)}
  .ws-nav__menu a:last-child { border-bottom: none; }
  body.ws-body--menu-open .ws-nav__toggle {position: fixed;background: var(--ws-surface-alt);min-height: 44px;border: 1px solid var(--ws-border);box-shadow: var(--ws-shadow-md);left: auto;margin: 0;z-index: 1003;border-radius: var(--ws-radius-full);width: 44px;min-width: 44px;right: 16px;height: 44px;top: calc(env(safe-area-inset-top, 0px) + 14px)}
  body.ws-body--menu-open .ws-nav__ctas {opacity: 0;pointer-events: none;visibility: hidden}
  body.ws-body--menu-open .ws-header { z-index: 1002; }
}
@media (max-width: 640px) {
  .ws-nav__ctas {gap: 0.25rem;padding-left: 0.25rem}
  .ws-nav__ctas .ws-btn {font-size: 0.7rem;padding: 0.4rem 0.5rem}
  .ws-nav__logo-wrap img {width: 56px;height: 56px}
}
body.ws-body--menu-open {touch-action: none;overflow: hidden}


.ws-trust-bar {background: var(--ws-surface-alt);padding: 1.25rem 0}
.ws-trust-bar__row {display: flex;gap: 1.5rem 2.5rem;justify-content: center;flex-wrap: wrap}
.ws-trust-bar__item {gap: 0.5rem;display: flex;align-items: center}
.ws-trust-bar__icon { font-size: 1.3rem; }
.ws-trust-bar__text {font-weight: 600;color: var(--ws-text-dim)}
@media (max-width: 768px) {
  .ws-trust-bar__row {gap: 0.75rem;flex-direction: column}
  .ws-trust-bar__item {justify-content: center;width: 100%}
}


.ws-hero {background: linear-gradient(135deg, var(--ws-primary) 0%, var(--ws-primary-dark) 100%);padding: 6rem 0 4rem;color: rgba(255,255,255,1)}
.ws-hero__grid {display: grid;gap: 2rem;grid-template-columns: 1.15fr 0.85fr;align-items: center}
.ws-hero__content h1 {font-size: 2.25rem;color: #fff;line-height: 1.2;font-weight: 700;margin: 0 0 1rem}
.ws-hero__lead {opacity: 0.95;font-size: 1.125rem;line-height: 1.6;margin-bottom: 1.5rem}
.ws-hero__stats {display: flex;flex-wrap: wrap;margin-bottom: 1.5rem;gap: 2rem}
.ws-hero__stat {display: flex;flex-direction: column}
.ws-hero__stat strong {font-weight: 700;color: var(--ws-accent);font-size: 1.5rem}
.ws-hero__stat span {font-size: 0.875rem;opacity: 0.9}
.ws-hero__actions {display: flex;align-items: flex-start;gap: 0.75rem;flex-direction: column}
.ws-hero__badges-line {opacity: 0.85;margin: 0;font-size: 0.875rem}
.ws-hero__visual {justify-content: center;align-items: center;display: flex}
.ws-hero__visual a {max-width: 380px;display: block;margin: 0 auto;width: 100%}
.ws-hero__img {max-width: 380px;width: 100%;height: auto;border-radius: var(--ws-radius-xl);box-shadow: var(--ws-shadow-xl)}

@media (max-width: 768px) {
  .ws-hero { padding: 3rem 0 2rem; }
  .ws-hero__grid {display: flex;gap: 1rem;flex-direction: column}
  .ws-hero__content {overflow-wrap: break-word;word-break: break-word;min-width: 0;display: contents}
  .ws-hero__content h1 {margin-bottom: 0;line-height: 1.35;font-size: clamp(1.25rem, 5.5vw, 1.875rem);order: 1}
  .ws-hero__visual {margin: 0.5rem 0;order: 2}
  .ws-hero__visual a, .ws-hero__img { max-width: 100%; }
  .ws-hero__body {min-width: 0;order: 3}
  .ws-hero__lead {overflow-wrap: anywhere;font-size: 1rem}
  .ws-hero__stats {flex-direction: column;gap: 1rem}
  .ws-hero__badges-line { overflow-wrap: anywhere; }
}
@media (max-width: 480px) {
  .ws-hero__content h1 { font-size: clamp(1.125rem, 5vw, 1.5rem); }
}


.ws-breadcrumb-wrap {padding: 1.5rem 0;background: linear-gradient(135deg, #f5f7fa 0%, #c3cfe2 100%)}
.ws-breadcrumb-list {margin: 0;list-style: none;gap: 0.5rem;align-items: center;padding: 0;display: flex;flex-wrap: wrap}
.ws-breadcrumb-item a {background: rgba(255,255,255,0.7);align-items: center;display: flex;border-radius: 8px;padding: 0.5rem 1rem;font-weight: 500;gap: 0.3rem}
.ws-breadcrumb-item.ws-is-active {color: var(--ws-text);background: #fff;box-shadow: var(--ws-shadow-sm);padding: 0.5rem 1rem;font-weight: 600;border-radius: 8px}


.ws-main { padding: 0; }
.ws-section { padding: 2.5rem 0; }
.ws-cards-grid {grid-template-columns: 1fr;align-items: start;display: grid;gap: 1.5rem}
@media (min-width: 700px) { .ws-cards-grid { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); } }
.ws-article-col { min-width: 0; }
.ws-article, .ws-content-block {border-radius: var(--ws-radius-lg);margin-bottom: 1.5rem;padding: 1.5rem;max-width: 100%;border: 1px solid var(--ws-border);box-shadow: var(--ws-shadow-sm);background: rgba(255,255,255,1)}
.ws-article h2 {font-size: 1.75rem;font-weight: 700;margin: 0 0 1.5rem}
.ws-article h3 {font-weight: 600;font-size: 1.4rem;margin: 1.5rem 0 1rem}
.ws-article h4 {font-size: 1.15rem;font-weight: 600;margin: 1.25rem 0 0.75rem}
.ws-article p {margin-bottom: 1rem;color: var(--ws-text-dim);line-height: 1.75}
.ws-article ul, .ws-article ol { margin: 0 0 1rem 1.25rem; }
.ws-article li {color: var(--ws-text-dim);margin-bottom: 0.5rem;line-height: 1.75}
.ws-tips-list {margin: 0 0 1rem;list-style: none;padding: 0}
.ws-tips-list li {position: relative;padding: 0.5rem 0 0.5rem 1.5rem;color: var(--ws-text-dim)}
.ws-tips-list li::before {color: var(--ws-success);left: 0;position: absolute;content: '✓';font-weight: 700}


.ws-media-block {margin: 1.5rem 0;text-align: center}
.ws-media-block img {height: auto;display: block;max-width: 100%;box-shadow: 0 8px 24px rgba(0,0,0,0.15);border-radius: 12px;margin: 0 auto}
.ws-media-caption {font-size: 0.9rem;color: #6b7280;margin-top: 0.5rem}
.ws-media-caption__text { font-style: italic; }
.ws-cta-wrap {margin: 1.5rem 0;text-align: center}
.ws-cta-final {padding: 30px 0;text-align: center}


.ws-sidebar-section, .ws-section { }
.ws-info-card-wrap {height: 100%;box-shadow: var(--ws-shadow-sm);border-radius: 16px;padding: 1.75rem;border: 1px solid var(--ws-border);background: var(--ws-surface-alt)}
.ws-info-card-wrap h3 {font-weight: 700;font-size: 1.2rem;margin: 0 0 1rem}
.ws-info-card-wrap ul {padding: 0;list-style: none;margin: 0}
.ws-info-card-wrap li { margin-bottom: 0.6rem; }
.ws-info-card-wrap li a { color: var(--ws-primary); }
.ws-heading-gradient {font-size: 1.9rem;margin-bottom: 1.5rem;background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);-webkit-background-clip: text !important;font-weight: 700;-webkit-text-fill-color: transparent;text-align: center}


.ws-faq-list {margin: 0 auto;max-width: 800px}
.ws-faq-item {overflow: hidden;background: #fff;margin-bottom: 1rem;border: 1px solid var(--ws-border);border-radius: 12px}
.ws-faq-question {margin: 0;cursor: pointer;font-weight: 600;padding: 1.25rem}
.ws-faq-answer {padding: 0 1.25rem 1.25rem;display: none;color: var(--ws-text-dim)}
.ws-faq-item.ws-is-active .ws-faq-answer { display: block; }


.ws-footer {background: var(--ws-surface-dark);color: #fff;padding: 3rem 0 1.5rem}
.ws-footer__top {gap: 2.5rem;margin-bottom: 2rem;flex-wrap: wrap;justify-content: space-between;display: flex}
.ws-footer__brand {flex-direction: column;max-width: 260px;align-items: flex-start;gap: 0.75rem;display: flex}
.ws-footer__brand p {color: #9ca3af;font-size: 0.9rem}
.ws-footer__groups {display: grid;flex: 1;grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));gap: 1.5rem}
.ws-footer__group h4 {margin: 0 0 0.75rem;color: #fff;font-size: 1rem}
.ws-footer__group a {display: block;padding: 0.35rem 0;color: #9ca3af}
.ws-footer__group a:hover { color: #fff; }
.ws-footer__certs {padding: 1.25rem 0;border-top: 1px solid #374151}
.ws-footer__certs-list {flex-wrap: wrap;gap: 1rem 1.5rem;font-size: 0.9rem;display: flex;color: rgb(209,213,219)}
.ws-footer__notice {border-top: 1px solid #374151;font-size: 0.85rem;padding: 1.25rem 0;color: #9ca3af}
.ws-footer__notice a { color: var(--ws-accent); }
.ws-footer__bottom {padding-top: 1.25rem;text-align: center;font-size: 0.85rem;border-top: 1px solid #374151;color: #6b7280}


.sf-sticky-cta {bottom: 0;background: var(--ws-surface-dark);padding: 12px 20px;gap: 14px;position: fixed;justify-content: space-between;display: flex;z-index: 900;align-items: center;left: 0;border-top: 1px solid #374151;right: 0}
.sf-sticky-cta__meta {display: flex;flex-direction: column;color: rgba(209,213,219,1);font-size: 12px}
.sf-sticky-cta__meta strong {font-size: 14px;color: var(--ws-accent)}
.sf-sticky-cta__button {background: var(--ws-success);font-weight: 700;padding: 10px 22px;border-radius: var(--ws-radius-full);color: rgba(255,255,255,1)}
@media (max-width: 768px) {
  .sf-has-sticky-cta .ws-main { padding-bottom: calc(90px + env(safe-area-inset-bottom,0px)); }
}


.ws-generic .ws-hero { text-align: center; }
.ws-rich p {color: var(--ws-text-dim);line-height: 1.75;margin-bottom: 1rem}


.sf-related-articles{box-shadow:0 16px 45px rgba(15,23,42,.08);padding:clamp(18px,3vw,28px);margin:clamp(28px,5vw,56px) auto;max-width:1120px;border:1px solid rgba(148,163,184,.24);background:rgba(255,255,255,.06);border-radius:24px}
.sf-related-articles h2{margin:0 0 8px;font-size:clamp(1.35rem,2.5vw,2rem);line-height:1.2}
.sf-related-articles>p{opacity:.78;margin:0 0 18px;line-height:1.65}
.sf-related-articles__list{margin:0;display:grid;padding:0;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;list-style:none}
.sf-related-articles__item{list-style:none;padding:0;margin:0}
.sf-related-articles__link{border-radius:18px;display:flex;padding:16px;background:rgba(255,255,255,.08);transition:transform .18s ease,border-color .18s ease,background .18s ease;border:1px solid rgba(148,163,184,.18);flex-direction:column;gap:7px;text-decoration:none;color:inherit;min-height:100%}
.sf-related-articles__link:hover{border-color:rgba(59,130,246,.45);background:rgba(255,255,255,.13);transform:translateY(-2px)}
.sf-related-articles__type{opacity:.88;letter-spacing:.04em;font-weight:700;background:rgba(59,130,246,.14);text-transform:uppercase;padding:3px 9px;color:inherit;font-size:.72rem;width:max-content;border-radius:999px}
.sf-related-articles strong{line-height:1.35;font-size:1rem}
.sf-related-articles small{line-height:1.45;font-size:.88rem;opacity:.72}
@media(max-width:640px){.sf-related-articles{padding:16px;margin:28px 12px;border-radius:18px}.sf-related-articles__list{grid-template-columns:1fr}.sf-related-articles__link{padding:14px}}